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The Green Energy New Deal

Some members of Congress are promoting a “Green Energy New Deal’ to ban fossil fuels in the US within 10 years.  That is economically and technically not feasible.  If adopted, it will turn our economy back 200 years to 1819 and destroy the 18-fold gain in prosperity, wealth and well being gained over 200 years…

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Business Performance- 99 Percent Vs. 99 Percent Plus

Early in my career, I was assigned to work with an outside business consultant hired by my employer to reduce the work force and labor costs.  After about one year, the consultant evaluated my performance and told me if I wanted to reach my goal to be a refinery plant manager, I Had to raise…

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Tax Identity Theft Awareness

Tax season has officially begun, and scammers may be looking to steal your identity and your refund. The Federal Trade Commission declared last week “Tax Identity Theft Awareness Week”. This awareness week provides a great opportunity to learn more about what a tax scam looks like and how scammers can use your private information for…

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I Wish You Bad Luck

When John Roberts, Chief Justice of the US Supreme Court, was asked to speak at his son’s ninth grade commencement, his theme was “I wish you bad luck.” During his talk, he explained how, if we use bad luck as a learning experience, it can make us stronger and better people. When I was a…

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ELECTION RECAP AND MOVING FORWARD

Let the campaigning cease….It was a long and difficult election season. The good news is it is over. I know another one will be starting soon but let’s breathe our sigh of relief now while we can. As we all knew Nueces County will have a new County Judge in January. While we did not…

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Trade Wars

The TV talking heads are in a frenzy about President Trump’s new tariffs on imports from countries that run a large trade surplus with the US.  So far, it’s all TV talk and no wars.  It is likely to continue that way.  It took 70 years for our US trade deficit with dozens of countries…

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WHAT YOU SHOULD KNOW ABOUT: CREDIT

Your credit score – Perhaps the single most important number that dictates your life. So why do we know so little about it? We could all benefit from understanding the basics of this significant score. RATINGS 760-850 = A+ Credit With this score, you should be able to qualify for nearly any offer on the…

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How a Business Can Protect Consumer’s Personal Information

By Kelly Trevino, Regional Director, Corpus Christi Better Business Bureau Data breaches are still a common issue in our ubiquitously connected world. It’s only been a few weeks since Under Armour, Inc. announced that its MyFitnessPal app had been breached, and that information on its 150 million users had been accessed by an unknown entity.…

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Human Progress over 200 Years

A recent Wall Street Journal essay by Professor of Psychology, Steven Pinker, describes the dramatic progress in human prosperity, wealth and wellbeing over the last 200 years.  He ascribed the progress to the Enlightenment ideal that human ingenuity and benevolence could be channeled by human institutions and result in progress.  Professor Pinker is right about…

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Unclaimed Property

Texas is currently holding about $4 billion in cash and other valuables waiting for their rightful owners to claim. The Texas Comptroller estimates that one in four residents of the State of Texas have unclaimed property. Examples of unclaimed property include dividend, payroll or cashier’s checks; stocks, bonds and mutual fund accounts; utility deposits and…

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