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Knowing Debt and Credit Obligations during COVID-19

BBB Column As the COVID-19 crisis moves forward, with businesses closing temporarily and employee layoffs, many are wondering how they will manage their finances. Among these worries are how to handle credit and debt repayments. The CARES Act offers relief to those financially impacted by the pandemic. The new law requires lenders to report to…

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Cancellation Tips Amid COVID-19 BBB Column

With the coronavirus strain COVID-19 appearing in multiple cities and countries, travel plans are being postponed, or canceled altogether. Not only travel, but the schedules of large-scale events like sports, music festivals and more are being affected. Many are left wondering what to do about canceled travels and purchased tickets they can no longer use.…

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Avoiding Tax Identity Theft

BBB Column Tax season is upon us, and you have until April 15 to file your return. Scammers are also busy during tax season, hoping to steal money you earned. How will you know your tax return has been taken from you? When you go to file, you’ll get a written notice from the IRS…

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The Information Age

The Information Age began in the year 2000.  First, in human history we had the “Hunter-Gatherer Age” which continued for hundreds of thousands of years until about 10,000 years ago when the “Agriculture Age” began.  That was followed by the “Industrial Age” beginning about 200 years ago.  So far, I am under-whelmed by the “Information…

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Avoiding Advance Fee Loan Scams this Holiday Season

Avoiding Advance Fee Loan Scams this Holiday Season December is here, and consumers are preparing for the holidays. The season has become known for being hectic and stressful, as people travel to see family and attempt to find the perfect gifts for their loved ones without breaking the bank. It can also be a time…

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Census Scams

BBB Column As 2019 draws to a close, a new decade will be here before we know it. However, as we usher in a new era, there is business to be taken care of; namely, the census. The deadline to take part in the national event is April 1, so you’re likely to hear a…

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I’m on Facebook! Why would I need a website?

It’s a good question and one I hear often. And to be honest over the years I have probably waffled more on this then actually eaten my favorite breakfast choice. That said I think the answer becomes clear when one looks at what each is designed to do. Who doesn’t like free and easy? What’s…

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What If?

When I sit on our patio in the late afternoon on a bright sunny day with blue skies and my favorite adult beverage nearby, I like to meditate and play “what If?” games.  Part of my nonfiction reading during retirement has been about the living cells in plants, animals and humans.  The chemical reaction that…

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Tax Identity Theft Awareness

Tax season has officially begun, and scammers may be looking to steal your identity and your refund. The Federal Trade Commission declared last week “Tax Identity Theft Awareness Week”. This awareness week provides a great opportunity to learn more about what a tax scam looks like and how scammers can use your private information for…

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Homeowners Be Wary of Homestead Exemption Offers

Mailboxes of new homeowners are often flooded with letters from companies looking to cash in on things you might need, like lawn care services or cable. Included in all the mail solicitations could be a letter offering to register you for a homestead exemption – for a fee. Recently a warning about this solicitation was…

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