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Low down payment mortgages help first-time buyers access the American dream

(BPT) – Traditionally, saving up for a 20% down payment has been the largest obstacle for aspiring homeowners and this challenge is even more acute when interest rates drive monthly mortgage payments higher. Despite higher rates cooling home sales last year, hundreds of thousands of first-time homebuyers leveraged private mortgage insurance (MI) to put as…

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2024 PIBA Candidates Forum

PIBA is excited to announce that we will be hosting a candidate forum for the 2024 Corpus Christi City Council candidates.  All candidates running for Mayor, District 4 and At-Large will be invited to attend.  Because of the quantity of candidates running, we will have 2 separate forums: one for Mayor and District 4, and…

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How The City Works With Other Governmental Agencies For The Island

The Island is bustling with summer activity as we welcome beachgoers and visitors from allacross the country. We are making great strides on multiple fronts to build a brighter future forNorth Padre Island residents and visitors. One of the driving forces behind our localdevelopments is the Tax Increment Reinvestment Zone #2, or Island TIRZ. Established…

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BBB Tip: How the military community can avoid scams and fraud

Each year, scammers manipulate millions of American consumers to steal billions of dollarsthrough various schemes. Federal Trade Commission (FTC) data shows that more than $10billion was lost to scams in 2023. While many organizations dedicate themselves toeliminating the substantial impact scams have on the public, the best line of defense comesdown to awareness and avoidance…

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BBB Scam Alert: Investment scams cost Texas residents nearly $500,000 within the first two months of 2024

Within the first two months of 2024, Texas residents have reported nearly $500,000 lost to investment scams to BBB Scam Tracker, with many reports detailing new promotional tactics scammers are using that encourage investors to participate in the scheme. By framing an investment opportunity with ‘New Year’ discounts on service, withdrawal, and tax fees, some Texas…

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BBB Tip: Avoiding travel scams when planning for spring break

Spring break is a popular time for students to travel during a vacation from school. However, it also presents an opportunity for scammers to offer fraudulent vacation rentals, flights, or hotels designed to appeal to students and parents looking for a getaway. With spring break for many Texas school districts occurring within the next month,…

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Food Bank Giving Opportunity

In this week’s article, I want to discuss the importance of donating food to your local food bank. It is important to note that it is not just during the holiday season that people are in need of food. I ask that we try and give back by helping those who are less fortunate and…

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Making the Atomic Bomb in World War II

My most recent non-fiction read was “The Making of the Atomic Bomb” by Richard Rhodes. Wow! What a project. The project started when Albert Einstein wrote President Rosevelt telling him it could and should be done. Rosevelt authorized and funded the project. General Groves was selected as project chief and he in turn chose Robert…

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BBB Tip: Avoiding online purchase scams and impostors this holiday season

As the holiday season approaches, Better Business Bureau (BBB) urges consumers to remain vigilant against a surge in online scams that could threaten their festive spirit. During the past five years, Texas residents have reported losing $17.5 million to scams, 21% due to online purchases. BBB has identified online purchase scams as the No. 1…

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BBB Business Scam Alert

Entrepreneurs beware of fake marketing services for small businesses Small business owners are passionate, dedicated individuals who have accumulated years of expertise in an industry. Through time and experience, they often have found ways to improve processes and use that knowledge to the benefit of their customers and clients. However, one aspect of business ownership…

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