cryptocurrency
Low down payment mortgages help first-time buyers access the American dream
(BPT) – Traditionally, saving up for a 20% down payment has been the largest obstacle for aspiring homeowners and this challenge is even more acute when interest rates drive monthly mortgage payments higher. Despite higher rates cooling home sales last year, hundreds of thousands of first-time homebuyers leveraged private mortgage insurance (MI) to put as…
Read MoreBBB Tip: How the military community can avoid scams and fraud
Each year, scammers manipulate millions of American consumers to steal billions of dollarsthrough various schemes. Federal Trade Commission (FTC) data shows that more than $10billion was lost to scams in 2023. While many organizations dedicate themselves toeliminating the substantial impact scams have on the public, the best line of defense comesdown to awareness and avoidance…
Read MorePadre Island Corpus Christi Update – Mayor Paulette Guajardo
Padre Island is undertaking an inspiring journey,harmoniously integrating development with conservationto preserve the essence of our Island. I am delighted to share a significant developmentregarding our cherished Packery Channel and the MichaelJ. Ellis Seawall. This summer, we are set to embark on atransformative project that will see sand moved southwardto expand and enrich the beach…
Read MoreBBB Scam Alert: Investment scams cost Texas residents nearly $500,000 within the first two months of 2024
Within the first two months of 2024, Texas residents have reported nearly $500,000 lost to investment scams to BBB Scam Tracker, with many reports detailing new promotional tactics scammers are using that encourage investors to participate in the scheme. By framing an investment opportunity with ‘New Year’ discounts on service, withdrawal, and tax fees, some Texas…
Read MoreBBB Tip: Avoiding online purchase scams and impostors this holiday season
As the holiday season approaches, Better Business Bureau (BBB) urges consumers to remain vigilant against a surge in online scams that could threaten their festive spirit. During the past five years, Texas residents have reported losing $17.5 million to scams, 21% due to online purchases. BBB has identified online purchase scams as the No. 1…
Read MoreNew BOOK – Best Business Practices
In this column I have previously reviewed several nonfiction books. In this column I am privileged to preview my own book, “Best Business Practices”. Free On Kindle Amazon: https://amzn.to/3MqOWKd Chapter 1: Keys to Business Success and Ownership Summary Large success consists of many small tasks done well. It is the size of your…
Read MoreBBB Scam Alert: PayPal impostors steal thousands from Texas residents
Innovations in payment processes have introduced a wide range of opportunities for legitimate businesses to market their products and services to a broad audience. The convenience and ease of peer-to-peer (P2P) payment applications provide a direct, cost-effective method to receive funds from customers for businesses of any size. However, unlike traditional financial institutions such as…
Read MoreAn Agenda for our Next President
Throughout our country’s history, we have offered opportunity and hope to all our citizens who are willing to work hard to attain a better life for themselves and their family. My working career spanned the period 1950 to 2000 and I had great opportunities, took everyone of them, worked hard and attained a life many…
Read MoreLeadership
Q. How can I be a better leader? A. Managers function as leaders, managers, or administrators depending on the size and complexity of the organization managed. However, all three use leadership skills. Managers lead their subordinate leaders and administrators lead their subordinate managers. Leaders must be professionally competent in the job they hold to gain…
Read MoreMedicAlert Awareness Month
The month of August is Medic Alert Awareness Month. For over 60 years, the MedicAlert Foundation International (MAFI) has customized jewelry for people who suffer from life-threatening medical conditions. Dr. Marion Collins established MAFI after his daughter, Linda, nearly died of a severe allergic reaction during a simple non-life-threatening medical procedure. Soon after, the Collins’…
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