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Low down payment mortgages help first-time buyers access the American dream

(BPT) – Traditionally, saving up for a 20% down payment has been the largest obstacle for aspiring homeowners and this challenge is even more acute when interest rates drive monthly mortgage payments higher. Despite higher rates cooling home sales last year, hundreds of thousands of first-time homebuyers leveraged private mortgage insurance (MI) to put as…

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Flood Preparedness & Safety Tips

Earlier this summer, I shared important information on how to prepare in case of ahurricane. Today, I would like to revisit that topic in relation to another type of weatheremergency with the potential to affect residents of the Coastal Bend: flooding. Given ourcommunity’s proximity to the Texas coast, many residents may already be aware that…

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Making the Atomic Bomb in World War II

My most recent non-fiction read was “The Making of the Atomic Bomb” by Richard Rhodes. Wow! What a project. The project started when Albert Einstein wrote President Rosevelt telling him it could and should be done. Rosevelt authorized and funded the project. General Groves was selected as project chief and he in turn chose Robert…

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New BOOK – Best Business Practices

In this column I have previously reviewed several nonfiction books. In this column I am privileged to preview my own book, “Best Business Practices”. Free On Kindle Amazon: https://amzn.to/3MqOWKd Chapter 1: Keys to Business Success and Ownership Summary  Large success consists of many small tasks done well.  It is the size of your…

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National Epilepsy Awareness Month

The month of November is recognized as National Epilepsy Awareness Month. According to the Epilepsy Foundation, 1 in 26 people will develop epilepsy in their lifetime. In addition to this, 3.4 million Americans currently live with epilepsy. This means that epilepsy is not rare and is actually more common than most people think. Since millions…

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Ovarian Cancer Awareness Month

The month of September is recognized as Ovarian Cancer Awareness Month. According to the National Ovarian Cancer Coalition, ovarian cancer is rare since only 1.1% of women will be diagnosed with ovarian cancer. Yet, it is the number one cause of cancer-related death among women. Additionally, in 2023 it is estimated that 19,710 women will…

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BBB Tip: Maintaining and servicing your air conditioning system

Texas residents are no strangers to triple-digit temperatures during the summer months and understand the importance of keeping cool during heatwaves. However, when the heat arrives in force, many residents learn their current air conditioning systems cannot keep up with demand. When indoor temperatures reach unbearable levels, consumers turn to reputable HVAC contractors to help…

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Leadership

Q. How can I be a better leader? A. Managers function as leaders, managers, or administrators depending on the size and complexity of the organization managed. However, all three use leadership skills. Managers lead their subordinate leaders and administrators lead their subordinate managers. Leaders must be professionally competent in the job they hold to gain…

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Hunter Named Among State’s Best Legislators

FOR IMMEDIATE RELEASE CONTACT Tuesday, June 13, 2023 Angie Flores at 361.695.2048 (CORPUS CHRISTI) – State Rep. Todd Hunter was named one of the 10 Best Legislators in Texas on Tuesday by Texas Monthly, which commended Rep. Hunter for his independence and his willingness to stand up for Texans. Rep. Hunter chairs the House State…

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