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Low down payment mortgages help first-time buyers access the American dream
(BPT) – Traditionally, saving up for a 20% down payment has been the largest obstacle for aspiring homeowners and this challenge is even more acute when interest rates drive monthly mortgage payments higher. Despite higher rates cooling home sales last year, hundreds of thousands of first-time homebuyers leveraged private mortgage insurance (MI) to put as…
Read MoreReports of political scams increase as presidential election
An election’s approach always seems to turn up the emotional heat across the nation, andthe upcoming presidential election is no exception. On Nov. 5, voters will decide who willlead the country into the future. As the election nears, voices arguing for or against criticalissues are loud and persistent, often fueled by emotional appeals and passionate…
Read MoreBBB Tip: Back-to-School internet safety tips
As the 2024-25 school year begins in communities across Texas, many students andfamilies will be using online systems to complete homework assignments, interact withteachers and administrators, or connect with their community in other ways. While peoplehave varying levels of experience using digital resources and communication channels, itremains essential to practice safe cybersecurity habits to prevent…
Read MoreHow The City Works With Other Governmental Agencies For The Island
The Island is bustling with summer activity as we welcome beachgoers and visitors from allacross the country. We are making great strides on multiple fronts to build a brighter future forNorth Padre Island residents and visitors. One of the driving forces behind our localdevelopments is the Tax Increment Reinvestment Zone #2, or Island TIRZ. Established…
Read MoreFlood Preparedness & Safety Tips
Earlier this summer, I shared important information on how to prepare in case of ahurricane. Today, I would like to revisit that topic in relation to another type of weatheremergency with the potential to affect residents of the Coastal Bend: flooding. Given ourcommunity’s proximity to the Texas coast, many residents may already be aware that…
Read MorePadre Island Corpus Christi Update – Mayor Paulette Guajardo
Padre Island is undertaking an inspiring journey,harmoniously integrating development with conservationto preserve the essence of our Island. I am delighted to share a significant developmentregarding our cherished Packery Channel and the MichaelJ. Ellis Seawall. This summer, we are set to embark on atransformative project that will see sand moved southwardto expand and enrich the beach…
Read MoreBBB Tip: Maintaining and servicing your air conditioning system
Texas residents are no strangers to triple-digit temperatures during the summer months andunderstand the importance of keeping cool during heatwaves. However, when the heatarrives in force, many people learn their current air conditioning systems cannot keep upwith demand. When indoor temperatures reach unbearable levels, many people turn toreputable HVAC contractors to help service their system…
Read MoreIs Social Media Good or Bad for Humans?
Is Social Media Good or Bad for Humans? Is Social Media Good or Bad for Humans? I believe social media’s net effect on humans is bad. It appeals to all the bad human features and none of the good human features. According to Mark Zuckerberg and other proponents, it was supposed to be all good…
Read MoreBBB Scam Alert: Young adults and recent graduates are common targets for employment scams
The summer season is an exciting time for many young adults as they enter the workforcefollowing high school or college graduation. Unfortunately, not all job postings found onlineare legitimate and many fraudulent employers specifically target young adults with entry-level professional positions that offer a high salary and flexible working hours. BBB’s 2023 Scam Tracker Risk…
Read MoreBBB Scam Alert: Investment scams cost Texas residents nearly $500,000 within the first two months of 2024
Within the first two months of 2024, Texas residents have reported nearly $500,000 lost to investment scams to BBB Scam Tracker, with many reports detailing new promotional tactics scammers are using that encourage investors to participate in the scheme. By framing an investment opportunity with ‘New Year’ discounts on service, withdrawal, and tax fees, some Texas…
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