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Knowing Debt and Credit Obligations during COVID-19

BBB Column As the COVID-19 crisis moves forward, with businesses closing temporarily and employee layoffs, many are wondering how they will manage their finances. Among these worries are how to handle credit and debt repayments. The CARES Act offers relief to those financially impacted by the pandemic. The new law requires lenders to report to…

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Open Texas Checklist – 5/31

OPEN TEXAS CHECKLIST Click on the business/service opening for Required Health Standards Documents New, In Effect May 31, 2020 Day Youth Camp Operators Day Youth Camp Families Overnight Youth Camp Operators Overnight Youth Camp Families Professional Sports Without In-Person Spectators New, In Effect May 22, 2020 Bars Bar Patrons Bowling Alleys, Bingo Halls, Simulcasting, Skating…

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Real High Tech

Sometime back during the infancy of computers and information technology, someone invented the term “high tech” to describe it.  That is an unfair disservice to many other industries that have their own amazing high technology.  The modern car or SUV has hundreds of components that are incredibly high tech that has evolved over the 125…

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CORONAVIRUS UPDATE CHANGES DAILY

It is really hard to provide coronavirus updates because things change so quickly. We have been fortunate in Nueces County. As I write this on Tuesday, April 14 we have had 84 confirmed cases in Nueces County. 5 people are still in the hospital, two in critical condition, and one recovering.  Eight have recovered and…

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The Peter Principle

I recently read “Undaunted Courage” by Stephen Ambrose.  It recounts the story of the Lewis and Clark expedition which explored the Louisiana Territory in the early 1800’s.  Meriwether Lewis was a tragic example of the “Peter Principle” which is named for Lawrence Peter’s book in the 1960’s which proposed the theory that large organizations such…

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Cancellation Tips Amid COVID-19 BBB Column

With the coronavirus strain COVID-19 appearing in multiple cities and countries, travel plans are being postponed, or canceled altogether. Not only travel, but the schedules of large-scale events like sports, music festivals and more are being affected. Many are left wondering what to do about canceled travels and purchased tickets they can no longer use.…

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The First Phase US-China Trade Deal

The Trump administration recently signed a first phase trade deal with China after more than one year of negotiation.  It’s about time!  Previous Republican and Democrat administrations over the last 40 years have allowed China tariff free access to US markets without demanding equal access for US companies to export to China.  As a result,…

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Avoiding Tax Identity Theft

BBB Column Tax season is upon us, and you have until April 15 to file your return. Scammers are also busy during tax season, hoping to steal money you earned. How will you know your tax return has been taken from you? When you go to file, you’ll get a written notice from the IRS…

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2020 State of Island Real Estate

A new decade can bring excitement, anticipation, and chatter of changes. But one thing that doesn’t seem to change is what’s most important in the real estate market: As we real estate experts commonly quip, it all comes down to three simple things: Location, location, location! And lucky for us, that’s the one absolute permanent…

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Changing Our Human Behavior

By this time in early February, many people are struggling to keep their New Year’s resolutions.  The Wall Street Journal recently published an essay from the book “Tiny Habits” by Dr. Fogg, of Stamford University.  He says behavior changes should be tiny changes that come easily and make us happy. I only made two New…

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